{"id":3124,"date":"2025-03-14T14:51:39","date_gmt":"2025-03-14T12:51:39","guid":{"rendered":"https:\/\/finvest.co.il\/?page_id=3124"},"modified":"2025-03-14T18:54:26","modified_gmt":"2025-03-14T16:54:26","slug":"%d7%9e%d7%97%d7%a9%d7%91%d7%95%d7%9f-%d7%90%d7%a0%d7%95%d7%a0%d7%94","status":"publish","type":"page","link":"https:\/\/finvest.co.il\/?page_id=3124","title":{"rendered":"\u05de\u05d7\u05e9\u05d1\u05d5\u05df \u05d0\u05e0\u05d5\u05e0\u05d4"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3124\" class=\"elementor elementor-3124\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1003fd elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"e1003fd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c655f89\" data-id=\"c655f89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f821b9b elementor-section-full_width elementor-section-content-bottom elementor-section-height-default elementor-section-height-default\" data-id=\"f821b9b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e303abb\" data-id=\"e303abb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b703995 elementor-widget elementor-widget-image\" data-id=\"b703995\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/finvest.co.il\/wp-content\/uploads\/elementor\/thumbs\/LOGO-1-qwbjk0zwyfuu09iypfnr15ikzpbxk6bp0t96dwykno.png\" title=\"LOGO 1\" alt=\"LOGO 1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f9c7eb5\" data-id=\"f9c7eb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16f2cab hfe-nav-menu__align-right hfe-submenu-icon-arrow hfe-submenu-animation-none hfe-link-redirect-child hfe-nav-menu__breakpoint-tablet elementor-widget elementor-widget-navigation-menu\" data-id=\"16f2cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;padding_horizontal_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:34,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;dropdown_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;width_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;220&quot;,&quot;sizes&quot;:[]},&quot;width_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;width_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"navigation-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"hfe-nav-menu hfe-layout-horizontal hfe-nav-menu-layout horizontal hfe-pointer__underline hfe-animation__fade\" data-layout=\"horizontal\">\n\t\t\t\t<div role=\"button\" class=\"hfe-nav-menu__toggle elementor-clickable\" tabindex=\"0\" aria-label=\"Menu Toggle\">\n\t\t\t\t\t<span class=\"screen-reader-text\">Menu<\/span>\n\t\t\t\t\t<div class=\"hfe-nav-menu-icon\">\n\t\t\t\t\t\t<i aria-hidden=\"true\"  class=\"fas fa-align-justify\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<nav itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/SiteNavigationElement\" class=\"hfe-nav-menu__layout-horizontal hfe-nav-menu__submenu-arrow\" data-toggle-icon=\"&lt;i aria-hidden=&quot;true&quot; tabindex=&quot;0&quot; class=&quot;fas fa-align-justify&quot;&gt;&lt;\/i&gt;\" data-close-icon=\"&lt;i aria-hidden=&quot;true&quot; tabindex=&quot;0&quot; class=&quot;far fa-window-close&quot;&gt;&lt;\/i&gt;\" data-full-width=\"yes\">\n\t\t\t\t\t<ul id=\"menu-1-16f2cab\" class=\"hfe-nav-menu\"><li id=\"menu-item-956\" itemprop=\"name\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home parent hfe-creative-menu\"><a href=\"https:\/\/finvest.co.il\/\" itemprop=\"url\" class = \"hfe-menu-item\">\u05e8\u05d0\u05e9\u05d9<\/a><\/li>\n<li id=\"menu-item-558\" itemprop=\"name\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/finvest.co.il\/?page_id=383\" itemprop=\"url\" class = \"hfe-menu-item\">\u05de\u05d9 \u05d0\u05e0\u05d7\u05e0\u05d5<\/a><\/li>\n<li id=\"menu-item-957\" itemprop=\"name\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/finvest.co.il\/?page_id=951\" itemprop=\"url\" class = \"hfe-menu-item\">\u05de\u05e8\u05db\u05d6 \u05d4\u05d9\u05d3\u05e2<\/a><\/li>\n<li id=\"menu-item-2669\" itemprop=\"name\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home parent hfe-creative-menu\"><a href=\"https:\/\/finvest.co.il\/#contact\" itemprop=\"url\" class = \"hfe-menu-item\">\u05d9\u05e6\u05d9\u05e8\u05ea \u05e7\u05e9\u05e8<\/a><\/li>\n<\/ul> \n\t\t\t\t<\/nav>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dd69be6\" data-id=\"dd69be6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-85ca5a9 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"85ca5a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#MS\" id=\"download\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u05d7\u05d5\u05d1\u05e8\u05ea \u05d4\u05e7\u05d3\u05de\u05d4 \u05dc\u05de\u05e1\u05d7\u05e8-\u05dc\u05d4\u05d5\u05e8\u05d3\u05d4 \u05d1\u05d7\u05d9\u05e0\u05dd!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-99b1bb9 e-flex e-con-boxed e-con e-parent\" data-id=\"99b1bb9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afbfacf elementor-widget elementor-widget-heading\" data-id=\"afbfacf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u05de\u05d7\u05e9\u05d1\u05d5\u05df \u05d0\u05e0\u05d5\u05e0\u05d4<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73b14c2 elementor-widget elementor-widget-html\" data-id=\"73b14c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"calculator-card-wp\">\n    <div class=\"calculator-header-wp\">\n        <h1 class=\"calculator-title-wp\">\u05de\u05d7\u05e9\u05d1\u05d5\u05df \u05d0\u05e0\u05d5\u05e0\u05d4<\/h1>\n    <\/div>\n    <div class=\"calculator-content-wp\">\n        <div class=\"grid-2-wp\">\n            <div class=\"input-group-wp\">\n                <label for=\"currentAge\">\u05d2\u05d9\u05dc \u05e0\u05d5\u05db\u05d7\u05d9<\/label>\n                <input type=\"number\" id=\"currentAge\" min=\"0\" value=\"30\">\n            <\/div>\n            <div class=\"input-group-wp\">\n                <label for=\"retirementAge\">\u05d2\u05d9\u05dc \u05e4\u05e8\u05d9\u05e9\u05d4<\/label>\n                <input type=\"number\" id=\"retirementAge\" min=\"0\" value=\"67\">\n            <\/div>\n        <\/div>\n\n        <div class=\"input-group-wp\">\n            <label for=\"desiredMonthlyPension\">\u05e7\u05e6\u05d1\u05d4 \u05d7\u05d5\u05d3\u05e9\u05d9\u05ea \u05e8\u05e6\u05d5\u05d9\u05d4 (\u20aa)<\/label>\n            <input type=\"number\" id=\"desiredMonthlyPension\" min=\"0\" value=\"10000\">\n        <\/div>\n\n        <div class=\"grid-2-wp\">\n            <div class=\"input-group-wp\">\n                <label for=\"expectedRateOfReturn\">\u05ea\u05e9\u05d5\u05d0\u05d4 \u05e9\u05e0\u05ea\u05d9\u05ea \u05e6\u05e4\u05d5\u05d9\u05d4 (%)<\/label>\n                <input type=\"number\" id=\"expectedRateOfReturn\" min=\"0\" max=\"20\" step=\"0.1\" value=\"4\">\n            <\/div>\n            <div class=\"input-group-wp\">\n                <label for=\"managementFees\">\u05d3\u05de\u05d9 \u05e0\u05d9\u05d4\u05d5\u05dc \u05e9\u05e0\u05ea\u05d9\u05d9\u05dd (%)<\/label>\n                <input type=\"number\" id=\"managementFees\" min=\"0\" max=\"2\" step=\"0.01\" value=\"0.5\">\n            <\/div>\n        <\/div>\n\n        <div class=\"input-group-wp\">\n            <label for=\"initialDeposit\">\u05e1\u05db\u05d5\u05dd \u05d4\u05e4\u05e7\u05d3\u05d4 \u05e8\u05d0\u05e9\u05d5\u05e0\u05d9\u05ea (\u20aa)<\/label>\n            <input type=\"number\" id=\"initialDeposit\" min=\"0\" value=\"500000\">\n        <\/div>\n\n        <button id=\"calculateBtn\" class=\"calculate-btn-wp\">\u05d7\u05e9\u05d1<\/button>\n\n        <div class=\"result-box-wp\">\n            <h3 class=\"result-title-wp\">\u05ea\u05d5\u05e6\u05d0\u05d5\u05ea \u05d4\u05d7\u05d9\u05e9\u05d5\u05d1:<\/h3>\n            <div class=\"result-content-wp\">\n                <div class=\"result-value-wp\" id=\"result\">-<\/div>\n                <div class=\"result-label-wp\">\u05de\u05e9\u05da \u05d6\u05de\u05df \u05de\u05e9\u05d9\u05db\u05ea \u05d4\u05e7\u05e6\u05d1\u05d4<\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<style>\n\/* Scoped CSS to avoid conflicts *\/\n.calculator-card-wp {\n    background-color: #ffffff;\n    padding: 20px;\n    border-radius: 12px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.1);\n    margin: 20px auto;\n}\n\n.calculator-title-wp {\n    font-size: 24px;\n    font-weight: bold;\n    color: #333;\n    text-align: center;\n    margin-bottom: 16px;\n}\n\n.input-group-wp {\n    margin-bottom: 16px;\n}\n\n.input-group-wp label {\n    display: block;\n    margin-bottom: 4px;\n    font-weight: 500;\n    color: #555;\n}\n\n.input-group-wp input {\n    width: 100%;\n    padding: 10px;\n    border: 1px solid #ccc;\n    border-radius: 8px;\n    font-size: 16px;\n    box-sizing: border-box;\n}\n\n.calculate-btn-wp {\n    background-color: #007bff;\n    color: #ffffff;\n    padding: 12px;\n    width: 100%;\n    font-size: 16px;\n    border: none;\n    border-radius: 8px;\n    cursor: pointer;\n    transition: background-color 0.2s ease;\n}\n\n.calculate-btn-wp:hover {\n    background-color: #0056b3;\n}\n\n.result-box-wp {\n    margin-top: 20px;\n    padding: 16px;\n    background-color: #f1f7ff;\n    border: 1px solid #cce5ff;\n    border-radius: 8px;\n}\n\n.result-title-wp {\n    font-size: 18px;\n    font-weight: bold;\n    color: #0056b3;\n    margin-bottom: 8px;\n}\n\n.result-content-wp {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n}\n\n.result-value-wp {\n    font-size: 20px;\n    font-weight: bold;\n    color: #007bff;\n}\n\n.result-label-wp {\n    font-size: 14px;\n    color: #777;\n}\n\n.grid-2-wp {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 16px;\n}\n<\/style>\n\n<script>\n    document.getElementById('calculateBtn').addEventListener('click', calculateAnnuity);\n\n    function calculateAnnuity() {\n        const currentAge = parseFloat(document.getElementById('currentAge').value) || 0;\n        const retirementAge = parseFloat(document.getElementById('retirementAge').value) || 0;\n        const desiredMonthlyPension = parseFloat(document.getElementById('desiredMonthlyPension').value) || 0;\n        const expectedRateOfReturn = parseFloat(document.getElementById('expectedRateOfReturn').value) || 0;\n        const managementFees = parseFloat(document.getElementById('managementFees').value) || 0;\n        const initialDeposit = parseFloat(document.getElementById('initialDeposit').value) || 0;\n\n        const yearsUntilRetirement = retirementAge - currentAge;\n        if (yearsUntilRetirement < 0) {\n            document.getElementById('result').textContent = \"0 \u05d7\u05d5\u05d3\u05e9\u05d9\u05dd\";\n            return;\n        }\n\n        const effectiveAnnualRate = (1 + expectedRateOfReturn \/ 100) * (1 - managementFees \/ 100) - 1;\n        const effectiveMonthlyRate = Math.pow(1 + effectiveAnnualRate, 1 \/ 12) - 1;\n        const accumulatedAmount = initialDeposit * Math.pow(1 + effectiveAnnualRate, yearsUntilRetirement);\n\n        let monthsToDraw = 0;\n        if (effectiveMonthlyRate <= 0 || desiredMonthlyPension <= 0) {\n            monthsToDraw = Math.floor(accumulatedAmount \/ desiredMonthlyPension);\n        } else {\n            const numerator = Math.log(1 - (effectiveMonthlyRate * accumulatedAmount \/ desiredMonthlyPension));\n            const denominator = Math.log(1 + effectiveMonthlyRate);\n\n            if (isNaN(-numerator \/ denominator) || !isFinite(-numerator \/ denominator)) {\n                monthsToDraw = Infinity;\n            } else {\n                monthsToDraw = Math.floor(-numerator \/ denominator);\n            }\n        }\n\n        document.getElementById('result').textContent = formatMonthsToYearsAndMonths(monthsToDraw);\n    }\n\n    function formatMonthsToYearsAndMonths(months) {\n        if (months === Infinity) return \"\u05dc\u05e0\u05e6\u05d7 (\u05d4\u05e8\u05d9\u05d1\u05d9\u05ea \u05de\u05db\u05e1\u05d4 \u05d0\u05ea \u05d4\u05e7\u05e6\u05d1\u05d4)\";\n        const years = Math.floor(months \/ 12);\n        const remainingMonths = months % 12;\n\n        if (years === 0) return `${remainingMonths} \u05d7\u05d5\u05d3\u05e9\u05d9\u05dd`;\n        if (remainingMonths === 0) return `${years} \u05e9\u05e0\u05d9\u05dd`;\n        return `${years} \u05e9\u05e0\u05d9\u05dd \u05d5-${remainingMonths} \u05d7\u05d5\u05d3\u05e9\u05d9\u05dd`;\n    }\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Menu \u05e8\u05d0\u05e9\u05d9 \u05de\u05d9 \u05d0\u05e0\u05d7\u05e0\u05d5 \u05de\u05e8\u05db\u05d6 \u05d4\u05d9\u05d3\u05e2 \u05d9\u05e6\u05d9\u05e8\u05ea \u05e7\u05e9\u05e8 \u05d7\u05d5\u05d1\u05e8\u05ea \u05d4\u05e7\u05d3\u05de\u05d4 \u05dc\u05de\u05e1\u05d7\u05e8-\u05dc\u05d4\u05d5\u05e8\u05d3\u05d4 \u05d1\u05d7\u05d9\u05e0\u05dd! \u05de\u05d7\u05e9\u05d1\u05d5\u05df \u05d0\u05e0\u05d5\u05e0\u05d4 \u05de\u05d7\u05e9\u05d1\u05d5\u05df \u05d0\u05e0\u05d5\u05e0\u05d4 \u05d2\u05d9\u05dc \u05e0\u05d5\u05db\u05d7\u05d9 \u05d2\u05d9\u05dc \u05e4\u05e8\u05d9\u05e9\u05d4 \u05e7\u05e6\u05d1\u05d4 \u05d7\u05d5\u05d3\u05e9\u05d9\u05ea \u05e8\u05e6\u05d5\u05d9\u05d4 (\u20aa) \u05ea\u05e9\u05d5\u05d0\u05d4 \u05e9\u05e0\u05ea\u05d9\u05ea \u05e6\u05e4\u05d5\u05d9\u05d4 (%) \u05d3\u05de\u05d9 \u05e0\u05d9\u05d4\u05d5\u05dc \u05e9\u05e0\u05ea\u05d9\u05d9\u05dd (%) \u05e1\u05db\u05d5\u05dd \u05d4\u05e4\u05e7\u05d3\u05d4 \u05e8\u05d0\u05e9\u05d5\u05e0\u05d9\u05ea (\u20aa) \u05d7\u05e9\u05d1 \u05ea\u05d5\u05e6\u05d0\u05d5\u05ea \u05d4\u05d7\u05d9\u05e9\u05d5\u05d1: &#8211; \u05de\u05e9\u05da \u05d6\u05de\u05df \u05de\u05e9\u05d9\u05db\u05ea \u05d4\u05e7\u05e6\u05d1\u05d4<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-3124","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/pages\/3124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finvest.co.il\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3124"}],"version-history":[{"count":18,"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/pages\/3124\/revisions"}],"predecessor-version":[{"id":3146,"href":"https:\/\/finvest.co.il\/index.php?rest_route=\/wp\/v2\/pages\/3124\/revisions\/3146"}],"wp:attachment":[{"href":"https:\/\/finvest.co.il\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}